Analyst-Risk & Info Management Lazio

Analyst-Risk & Info Management
Roma
Lazio, Lazio

You Lead The Way.

We've Got Your Back.

At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways.

Whether we're supporting our customers' financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what's possible — and we're proud to back each other every step of the way.

When you join #TeamAmex, you become part of a diverse community of over 60, 000 colleagues, all with a common goal to deliver an exceptional customer experience every day.

We back our colleagues with the support they need to thrive, professionally and personally.

That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture.

Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

**Why Risk Management

Risk management decisions have a significant impact on the profitability of the business.

That's why we don't guess, we trust the data, insight, analytics and abilities of the finest risk management team.

We believe that knowing the risks is how you'll make the right decisions for the future of our company, our customers' companies and your career.

Furthermore, as a member of the Risk Management team broadly in Europe and in International, you will work closely with risk colleagues across the globe to learn and deploy best practices from other regions.

You will implement risk-driven strategies to profitably grow billed business, reduce unnecessary point of sale disruptions, and improve customer experience in close collaboration with central Risk teams that develop state of art decision science tools and risk capabilities.

This is both an exciting and rewarding role that offers a great opportunity to gain experience across the risk life cycle and to interact with a wide range of business partners across levels within the organization.

**Your Key Responsibilities

- Design, build and maintain periodic automated credit risk analysis on acquisition and customer management

- Identify new and innovative data points and sources to enhance our models and strategies, then support the integration of the new data in our systems

- Support and align on new product launches in the Italian market working closely with the different business partners and central risk functions

- Monitor collections strategies and recommend enhancements, in line with legal and regulatory requirements

- Responsible for the credit risk delinquency and loss forecast and provide analytically driven contribution in the credit risk reserve forecasting and monitoring processes

- Present to the senior leadership, providing valuable and actionable credit risk insights

- Be creative when it comes to ad hoc analysis and their solutions

- Bachelor's Degree in economics, finance, mathematics, statistics, engineering

- Minimum Experience Requirement: 2 years of relevant experience in any of these fields Credit Risk, Modelling, Consulting, Data and Analytics

- Technical Skills: Proficient in English, SAS, Phyton and VBA.

Strong understanding of Credit Risk Modelling (preferred if Machine Learning).

First knowledge of credit bureaus.

Demonstrable ability to manage complex and multi-disciplinary projects

Talk to our people and you'll find out what we're really all about.

Open, creative, risk-taking, collaborative and innovative are just some of the expressions you'll hear.

It's our culture that makes American Express an outstanding place to work, and a big part of why we regularly win best workplace awards all over the world - including Great Place to Work Italia's Best Workplace amongst Large Companies and Best Workplace for Millennials awards in 2018.

If you're ready to take on a challenge and make an impact, you owe it to yourself to launch or grow your career here.

**Why American Express?

There's a difference between having a job and making a difference.

Amex have been making a difference in people's lives for over 160 years, backing them in moments big and small, granting access, tools, and resources to take on their biggest challenges and reap the greatest rewards.

We've also made a difference in the lives of our people, providing a culture of learning and collaboration, and helping them with what they need to succeed and thrive.

We have their backs as they grow their skills, conquer new challenges, or even take time to spend with their family or community.

And when they're ready to take on a new career path, we're right there with them, giving them the guidance and momentum into the best future they envision.

Because we believe that the best way to back our customers is to back our people.

The powerful backing of American Express.

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