Credit Manager Seba Bardi

Credit Manager Seba
Bardi
Emilia Romagna, Bardi

Company Description

In qualità di partner privilegiato per l'automazione di porte e finestre, SOMFY si impegna a ispirare nuovi e migliori modi di vivere per tutti.

Come gruppo francese, familiare e indipendente, in continua crescita fin dalla nostra creazione, siamo leader mondiali da 50 anni e pionieri della domotica.

L'innovazione guida costantemente il nostro lavoro e garantisce l'eccellenza delle nostre soluzioni.

Siamo presenti in 58 Paesi, con otto siti produttivi e 17 centri di ricerca e sviluppo.

Siamo profondamente impegnati nel benessere dei nostri 7. 000 dipendenti, ne promuoviamo l'occupabilità sostenibile favorendo la mobilità interna e sviluppando le loro competenze.

Promuoviamo la diversità e l'inclusione basandoci sulla nostra solida cultura aziendale.

**Job Description** The mission of the job**:

The Credit Manager is responsible to manage the entire credit process of the Business Area Southern Europe, contributing to the development and implementation of the credit policies, actively safeguarding the business profitability , minimizing the risks associated.

The Credit Manager assesses the creditworthiness of existing and potential customers.

**Main activities**:

Customer credit risk and credit limit: assessment, definition, and maintenance Customer solvency control

Business partnering: define proper balance between business choices, compliance and economic/financial impact

Decision on payment conditions (terms and methods) respecting group policies and local regulations.

Negotiation of guarantees (bank guarantees, . . . )

Responsible for the daily credit check and order release

Managing customer credit insurance activities (negotiate the credit limit, turnover declaration, claim process)

Definition, calculation and monitoring of KPIs (provision for bad debts, overdue, DSO)

Analysis of overdue amounts, management of debt collection (pre-dunning and payment reminders), definition of payment plans to ensure that the agreed payment conditions are fulfilled

Collaboration with legal office and external legal partners for claim disputes on collection activity and insolvency procedures

Generate periodic reports and provide strategic insights to management

Work closely with sales and customer service teams to ensure efficient and effective credit management

Review and update the internal procedures, improving process efficiency, ensuring standarization and compliance in all territories

Lead & provide the management support to the team of credit analyst

**Qualifications** Technical/hard competencies**:

Business understanding

Controlling

**Soft/behavioural competencies**:

Leadership / Authority

Ability to communicate complex findings in a clear and concise manner

Ability to negotiate

Rigorous

Proactive

Able to adapt

Analytical/synthesis skills

Autonomous

Interpersonal skills

**Management competencies**:

Team Management

**Additional Information

Language: English (B2 level)

Education: Master's Degree in Finance or Management Control

Minimal years of experience: 5-10 years