Credit Risk Analyst Milano

Credit Risk Analyst
Milano
Lombardia, Milano

Description du poste**:

Main responsibilities: Sets up of credit reviews upon request of FO teams (CIB/GEG), both for prospects (new credit files) and existing clients (annual and interim reviews; waivers; amendment; etc. ) to be presented either in local or Paris committees (or both). The credit reviews must include rating assessment and risk opinion.

Concerning credit requests initiated by the local unit:

Analysing the FO request, conducting a financial and credit analysis, and writing of credit files in conjunction with the Support to Front team and senior bankers for their portfolio and for all business lines;

Determining Risk Ratings in Anadefi (calculation and proposal) for groups and counterparties;

Monitoring of the economic and financial evolution of clients;

Monitoring of the global set of limits on groups;

Creation of the RPC opinion In Phidias and data capture in Eurecca (total or complementary according the request type) for authorizations/ ratings and Ricos structure;

Global RPC contact for client groups: coordination of annual reviews of all subsidiaries of groups covered and implementation of risk policy on those groups.

Other:

Preparation of Portfolio Review related documentation

Controls, data quality

- Niveau d'étude minimum

- Bac + 5 / M2 et plus

- Formation / Spécialisation

- MSc in Finance/Economics

- Niveau d'expérience minimum

- 3 - 5 ans

- Compétences recherchées

- Strong Ability to communicate clearly and easilyStrong Ability to analyse and summariseStrong Rigour and sense of organisationFairly strong Apprehension of results and prioritiesFairly strong AutonomyAverage Relationship management/Commercial senseStrong Capacity to cooperate/Ability to work across disciplines

- Outils informatiques

- Good knowledge in financial and risk analysis

- Langues

- Fluent command in English

- **Entreprise Crédit Agricole CIB**: