Eea - Securities Based Lending Team Manager Vp Milano

Eea - Securities Based Lending Team Manager Vp
Milano
Lombardia, Milano

EEA Securities Based Lending Team Multilingual Manager, VP

JPMorgan Chase & Co. is a leading global financial services firm with assets of more than $2. 7 trillion, over 240, 000 employees and operations in over 60 countries.

It operates across four business segments including Asset & Wealth Management, Corporate and Investment Banking, Commercial Banking and Consumer and Community Banking**.

J. P.

Morgan Asset & Wealth Management, is a global leader in investment and wealth management.

Our clients include institutions, high-net-worth individuals and retail investors in every major market throughout the world.

The division offers investment management across all major asset classes including equities, fixed income, alternatives, multi-asset and money market funds.

For individual investors, the business also provides retirement products and services, brokerage and banking services including trusts and estates, loans, mortgages and deposits.

J. P.

Morgan Private Bank advises the world's wealthiest families and helps them achieve their desired goals.

Our teams of Advisors deliver advice, solutions and services across investments, wealth planning, credit and banking to help clients build, preserve and manage their wealth over time.

JPMSE is the primary entity which is used to provide private banking services to ultra-high net worth (UHNW) and high net worth (HNW) individuals in the EMEA region.

**Position Description

Securities Based Lending Team (SBL) is Global Wealth Management's solution for underwriting loans that are fully secured by liquid securities.

The teams' underwriting responsibilities include analysing, negotiating and documenting lines of credit for clients in each of the region's markets.

We also review other transactions that have an element of credit risk such as derivatives.

The SBL Team manage ~70% of the credit facilities across the International credit book and aim to turn around new business requests within 48 hours.

The EEA SBL team will be directly responsible for portfolio management and coverage of Eurozone markets (primarily Italy, France, Spain, Germany and Nordics) with a footprint in Madrid, Milan and Paris whilst continuing International SBL alignment across EMEA and Asia.

**Key Responsibilities**:

- Manage the EEA SBL Team across locations

- Drive business with internal stakeholders (not limited to Bankers, Investors, Lending Advisors, Credit Executives, Legal) and, on occasion, private clients to deliver the best fully secured credit product solution with a sound credit structure.

- Coordinate with senior SBL leads and global partners to drive optimal efficiency and consistent approach to risk & the business.

- Maintain a consistently high level of awareness around any potential credit issues.

Ensure the team proactively resolve exceptions, including under margin situations, past due principal/interest, transactional issues and documentation exceptions.

- Articulate the risk/reward proposition when negotiating loans, disciplined loan pricing and structure; understand nuances and local regulations within the various EEA markets.

- Review and approve credit proposals for adherence to policy, accurate borrower analysis and a complete market & credit risk assessment.

Maintain the highest standards of quality and accuracy.

- Ensure the team underwrite new credit requests in a timely fashion and liaise with the off-shore team as needed for proactive completion of internal Annual Reviews.

Skills Required:

- Bachelor's Degree and relevant business experience in a similar role.

- English and at least one of French, Italian, Spanish fluency

- Credit risk or lending experience essential including underwriting, lending value analysis, derivatives, KYC and legal documentation.

- Strong communication and interpersonal skills; high emotional intelligence.

- Good organizational skills and ability to drive change.

- Ability to work well in an integrated team environment; dedicated team player.

- Track record in working with teams from various markets /countries

- Understanding of Tools of the future e. g.

Alteryx, Acceptor, Signavio, Python

- Project management skills a plus

**JPMorgan offers an exceptional benefits program and a highly competitive compensation package.

**JPMorgan is an Equal Opportunity Employer.

J. P.

Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors.

Our first-class business in a first-class way approach to serving clients drives everything we do.

We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

We are an equal opportunity employer and place a high value on diversity and inclusion at our company.

We do not discriminate on t