Risk & Data Analyst Lazio

Risk & Data Analyst
Roma
Lazio, Lazio

In Younited our **mission** is to redefine e-credit processes to become **your trusted financial partner**.

-uD83E-uDD1D-uD83C-uDFFC

Our **vision** is to help you achieve your **financial wellbeing**.

-uD83D-uDCB8

We also have started the process to become** B-Corp certified**.

-uD83D-uDDFA?

We are the **leading provider of instant credit for the e-economy in Europe**.

Constant innovation, cutting-edge technology and an exceptional user experience have enabled nearly overe 1. 2 **million customers** to access **instant** credit in a **simple** and **transparent** way, to renovate their home, go on vacation or buy a new smartphone.

We offer both **credit** and **payment** solutions:

- directly to consumers (Younited Credit / Younited Pay)

- via partners (banks, fintech & insurers who want to develop consumer lending activities, and retailers, telecom operators, e-merchants who want to offer their customers the easiest solution to pay in installments).

Some **key figures** about the Younited group:

1.

Younited is present in **4 European countries**-uD83C-uDF0D

2.

Younited employs over 600 people in Paris, Rome, Barcelona, Lisbon-uD83D-uDE80

3 Younited has forged several partnerships with prestigious players including Orange Bank, Microsoft, Bpifrance, Apple Premium Resellers, N26, Fortuneo and Lydia -uD83D-uDCA3

Our **5 corporate values** that guide us every day:

1.

**Make it Simple**: Go for simplicity at all levels of the customer experience and the organization.

Be transparent.

3.

**Innovate or die**: Challenge the status quo, try the impossible!

4.

**Faster is better**: Value speed over perfection.

Align with priorities.

5.

**No limit**: Be free, stay humble.

**For its team based in Rome, Younited is looking for a Risk & Data Analyst.

The selected professional will join the Risk & Pricing team, specifically integrating into the strategic Risk area.

This area is crucial for managing and optimizing the risk performance of Younited's credit portfolio.

The Risk & Data Analyst will operate under the direct supervision of the Risk & Pricing Manager, actively contributing to risk assessment and mitigation strategies.

-uD83D-uDE80

**The Risk & Data Analyst will play a central role in the following activities**:

- **Data-Driven Risk Monitoring**:Oversee comprehensive monitoring and analysis of risk KPIs across all product lines, transforming complex data into strategic insights that drive proactive risk management.

- **Policy Development and Optimization**: Innovate and refine risk and fraud policies, focusing on emerging areas such as Instant Credit and new Credit Bureau services, to strengthen decision-making integrity and operational efficiency.

- **Strategic Collaboration and Business Growth**: Partner with cross-functional teams, both locally and with Paris-based central risk, to support high-impact initiatives, including Open Banking and Pay product launches, ensuring risk management excellence aligns with business growth.

**What we are looking for**:

Education and Knowledge:

- Bachelor's/Master's degree in Economics, Statistics, Mathematics, or Engineering -uD83D-uDC68-uD83C-uDFFB? -uD83C-uDF93-uD83D-uDC69-uD83C-uDFFB? -uD83C-uDF93

- Knowledge of the banking/financial sector -uD83C-uDFE6

- Excellent knowledge of the Office package (Excel, PowerPoint, Word) -uD83D-uDCBB

- Excellent knowledge of the English language -uD83D-uDD1D

- **Nice to have: knowledge of PowerBI and Python

Soft Skills:

- Proactivity in supporting strategic initiatives and ability to actively contribute to continuous improvement.

- High competence in data analysis and strong orientation towards solving complex problems.

- Time management skills and the ability to prioritize activities in a fast-paced and dynamic work environment.

- Effective communication skills, both in teamwork and in interactions with internal and external stakeholders.

**Experience**:

- At least 2 years of experience in **the banking/financial sector

**Office & Team Life

- A central building in Rome few steps from Villa Borghese -uD83C-uDF33

- Free coffee and a comfy kitchen to relax and do your lunch break

- Free Beer every Friday -uD83C-uDF7B

- Biliardino and playstation -uD83C-uDFAE

- The latest in Hardware equipment -uD83D-uDCBB

**Experience Our Younited Life Benefits

- Flexible Remote Policy -uD83C-uDFE1-uD83C-uDFE2

- Parenting Policy -uD83D-uDEB8

- A competitive salary package -uD83E-uDD11

- Welfare for you and your family -uD83E-uDEC2

- Ticket Restaurant -uD83C-uDF7D?