V.I.E. 12 Months - Credit Analyst - F/M Milan, Italy Milano

V.I.E. 12 Months - Credit Analyst - F/M Milan, Italy
Milano
Lombardia, Milano

Job Description POSTE ET MISSIONS Providing support to the Head of Italy Portfolio and more specifically: • assessing the credit risk of potential and existing Italian Corporate clients through a qualitative and quantitative analysis of all financial data (annual reports, financial statements, business plans, credit/equity researches, etc. . ) oriented to draft credit applications and propose/revise internal ratings; • providing an independent and written credit analysis to support credit process and Origination teams; • line by line management of the whole corporate portfolio, both for cash financings and other bank's products by carrying annual reviews, covenants management, waivers or amendments, watchlists (in due time); • assisting in Portfolio Opinions on new proposed cash financings into ESG trajectory, with strong focus on the portfolio greenification strategy of the bank, scarce resources management into Basel 4 and portfolio metrics' assessment; • credit monitoring with a risk anticipation/optimization approach via a proactive portfolio management (distribution via secondary sales and other alternatives solutions of credit recycling); • periodic reporting on Global Italian Portfolio with a centralized insight on all the assets split by Business Lines, with complete analysis on key indicators on a current and forward-looking basis; • support French Real Estate Portfolio team - based in Paris - on Italian Real Estate files.

This position is based in Milan with the possibility of remote work.

As a Top Employer, we place our employees at the center of our attention.

Internal mobility, career development, and training initiatives allow you to grow and thrive throughout your journey.

You will work in a hybrid, inclusive environment that promotes collaboration.

You also have the opportunity to engage in societal issues and causes that matter to you through our corporate foundation.

As a responsible employer committed to building an inclusive work environment, we offer the same opportunities to talents from all backgrounds, regardless of age, origin, sexual orientation, or disability.

About the recruitment process You will be contacted by one of our recruiters before meeting our business experts (manager, team member, or industry specialist).

Required Skills/Qualifications/ExperienceBachelor's degree/Master of Science degree in relevant field (Finance, Economics, etc. . ); • Proficiency in IT applications (MS Office, Bloomberg, Thomson Reuters, FactSet, etc. . ); • Fluency in English and a good knowledge of Italian, both written and spoken; • Strong interpersonal and communication skills; • Proactive attitude and natural inclination towards a cross-border/cross-functional team-based in a collaborative environment.